| Community Development Corporation of Utah (CDC) is a U.S. Department of Housing and Urban Development (HUD) approved counseling agency. CDC staff provides a full range of pre and post-purchase counseling and education services. |
| Homebuyer Education Workshops: CDC provides homebuyer education workshops to increase the likelihood of successful homeownership and reduce mortgage problems. Each person who attends the workshop is also required to meet with a counselor one-on-one for pre-purchase counseling so that they can ask questions in a confidential environment. This counseling session helps prevent predatory lending, and helps the potential homeowner feel more at ease with the homebuying process. Click on this link for a listing of other homebuyer education classes throughout Utah. |
| Pre-Purchase Counseling: Pre-purchase counseling may contain a review of credit repair, debt reduction, and current employment stability. CDC and the participant prepare a personal home purchase plan. This may be a short-term plan if they are ready to purchase a home, or it may be long-term if they have credit and/or debt problems. |
| Post-Purchase Counseling: The goal of post purchase counseling is to reduce the risk for default on home loans by low-income families during the first two years after purchasing a home when the chance of default is greatest. The family is encouraged to convert the savings account that was in place to purchase the home into a home-maintenance savings account as well as keep a regular monthly budget. |
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| Click the link below for a schedule of classes: |
CDC Home Buyer Education Schedule
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| State-wide Home Buyer Education Schedule |
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